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Digital AI Customer Persona

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European technology company. Built by operators, for operators.

You know what they buy.
We show you who they are.

For 15 plus years our team used customer intelligence to grow the businesses we operated and advised. Today, that same discipline is a product. Signals, not scores. Insights, not decisions.

The Origin Story

From a process we ran, to a product we built.

SocialScore did not start as an idea for a startup. It started as a practical answer to a problem we lived with for years, inside the businesses we operated.

The insight

The founding team spent the better part of two decades running e-commerce operations, payments products, marketing agencies and data teams across the Bulgarian and European markets. Every business we touched had the same paradox. Rich transaction data. Endless dashboards. Detailed reports on what customers bought, when they bought it, and how much they spent. And almost nothing on who those customers actually were.

Marketing teams were spraying and praying. Risk teams were rejecting people who should have been approved. Product teams were building for personas they described in adjectives, not signals. All of them were paying a premium to platforms that knew the customer better than the merchant did.

The proof

So we started doing it ourselves. We enriched anonymous traffic with public digital footprints. We cross-referenced behavioural patterns with interest signals from open sources. We built persona clusters that told the marketing team who to talk to, and told the risk team where to be cautious. It was a manual, disciplined, unglamorous process. And it worked.

Across the businesses we operated and advised, this approach generated tens of millions of euros in additional revenue. It cut acquisition costs. It lifted approval rates on genuine customers. It turned marketing from a cost centre into a conversation.

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We kept doing the same thing across different companies, in different sectors, with the same result. At some point it stopped being a workflow and started being a category.

The founding thesis

The product

In 2024, the founding team incorporated DSNTech LTD in Sofia, Bulgaria, and committed full time to turning the method into a platform. The goal was simple: take what used to require a data team, weeks of work and a stack of custom integrations, and deliver it as one API call, in under 200 milliseconds, with the compliance posture a European business can actually sign.

Two years of engineering, data science and legal work later, that platform is SocialScore. It runs on European infrastructure. It sits under GDPR and is designed to stay outside the high-risk classification of the AI Act. It is used by e-commerce, fintech and financial services teams who need to understand a customer at the moment of the transaction, not weeks later in a report.

Same principle we ran on paper. Same discipline. Delivered as a product any business can plug in.

What we do. And what we don't.

Signals, not verdicts.

We are careful about this line, because it matters. Legally, ethically, and for how our customers use the platform.

✓

What SocialScore provides

  • AI-generated customer personas built from public digital signals
  • Behavioural and interest clusters for marketing segmentation
  • Fraud and abuse signals from historical query patterns and public sources
  • Non-binding risk indicators to support your team's own decisions
  • Transparency and confidence levels on every signal we deliver
✕

What SocialScore is not

  • Not a credit bureau, credit score or creditworthiness assessment
  • Not a lending decision, BNPL decision or underwriting engine
  • Not an automated decision that replaces human judgement
  • Not a high-risk AI system under Regulation (EU) 2024/1689
  • Not a shortcut around your own compliance obligations

Our customers keep decisional authority. We provide the intelligence layer. This is a deliberate design choice, and it is how the platform stays useful, defensible, and inside the guardrails of European regulation.

The Method

The process that became a product.

1

Enrich the identifier

An email, a phone or an IP is passed to SocialScore. We enrich it against 500 plus external characteristics and 150 plus public OSINT sources in real time.

2

Cluster into a persona

Signals are grouped across 30 plus interest categories and behavioural patterns to compose a real time persona of the person behind the transaction.

3

Return signals with confidence

Sub-200 millisecond response. Every signal carries a confidence level and known limitations. What your team does with the signals is your team's decision.

4

Human oversight, always

Decisions belong to your team. The platform is designed to inform, not to replace. Every workflow includes room for review, override, and audit.

Why we exist

Mission and vision

Our mission

To give businesses the power to truly understand their customers. Not just their transactions. We replace guesswork with intelligence, and we do it inside a framework of transparency, human oversight, and European data protection standards.

Our vision

A world where every business has the customer intelligence to act with confidence. Where knowing your customer is a superpower, not a compliance checkbox. And where the intelligence layer that powers modern commerce is built in Europe, with European standards.

Built for trust

Serious about the serious stuff.

We work with regulated businesses. That means our own house has to be in order.

GDPR

GDPR by design

Data protection built into every processing decision. DPA and Standard Contractual Clauses with every customer.

ISO 27001

Security aligned

Information security programme aligned to ISO/IEC 27001:2022 principles. Encryption, access control, monitoring, response.

AI ACT

AI Act aware

Designed to sit outside the high-risk classification. Transparency, human oversight and documentation as first class citizens.

EU company. EU infrastructure. EU standards. DSNTech LTD is registered in Sofia, Bulgaria (company registration 207337125), and operates as a European technology company across the EU market.

The people

Built by a team that ran the businesses first.

Every co-founder has operated inside e-commerce, payments, product, technology or data teams. We did not theorise about customer intelligence. We built it for our own operations, then built it for everyone else's.

DD

Dimitar Dimitrov

Founder and CEO

20 plus years across e-commerce, fintech and digital consulting. Founder of the Bulgarian E-commerce Association. Operator, advisor and product builder who kept running into the same gap between transaction data and customer understanding, until he built the product that closes it. Sets the direction, leads fundraising and represents the company across the European ecosystem.

Connect on LinkedIn
SR

Strahil Radovski

Co-founder and CRO

Co-leads the commercial side of the business with Dimitar. Owns investor relations, sales and strategic partnerships. Background across commercial leadership and business development in the Bulgarian and European tech ecosystem, with a focus on scaling revenue engines and building the partner network that puts SocialScore in front of the right customers.

Connect on LinkedIn
RN

Radmila Neykova

Co-founder and COO

Owns operations, finance and the documentation backbone of the company. Keeps the team organised and the paperwork ready, so that a fast-moving product organisation stays coordinated, auditable and investor-ready. The connective tissue between commercial, product and technology, and the reason SocialScore runs as a company and not just as a project.

Connect on LinkedIn
NK

Nikola Katsarov

Co-founder and CTO

Owns the technology stack, model architecture and internal systems that make SocialScore possible. Works at the intersection of product and infrastructure, translating what the platform needs to do into how it actually gets built, deployed and scaled. The architect behind the sub-200 millisecond signal delivery and the systems that stand behind it.

Connect on LinkedIn
MD

Maria Davkova

Co-founder and CPO

Runs product, model design and the data science team alongside Petru. Shapes what SocialScore becomes as a product, and turns the technical capability of the platform into workflows that real marketing, growth and risk teams actually adopt. The bridge between what the data can say and what a customer can act on.

Connect on LinkedIn
PS

P. S.

Co-founder and Chief Data Science

Leads the data and modelling discipline behind SocialScore. Owns the data pipelines, the signal generation logic and the modelling work that turns hundreds of public inputs into a coherent persona. Focused on accuracy, explainability and the quiet discipline of getting the numbers right before anyone else sees them.

Behind the co-founders sits a growing team of engineers, data scientists, designers and operators who ship the platform every week.

The road so far

Where we've been. Where we're going.

Recognition from the institutions that watch the European tech, payments and innovation ecosystems. And a partner list that speaks for itself.

15+

Years of operator experience

across e-commerce, payments and marketing

500+

External characteristics

per persona, per query

150+

Public OSINT sources

combined into every signal

<200ms

Real-time response

1 API call, live at transaction

Recognition

MPE Berlin

Selected among the most innovative startups in the world

Recognition by Merchant Payments Ecosystem, the leading European payments conference.

European Innovation Council

"A holistic innovative solution in service of the business and its understanding of the customer."

EIC assessment of the SocialScore platform.

DigitalK Conference

Official Warm-Up Winner

Selected among the standout early stage companies of the DigitalK edition.

GITEX AI Belgrade

Official Warm-Up Winner

Selected as a representative AI innovator ahead of the GITEX AI Belgrade edition.

EU-Startups

Featured in the European startup ecosystem

Included in EU-Startups coverage of European technology companies to watch.

Partners and Ecosystem

We work alongside the platforms that define modern payments, commerce and go-to-market. On agentic commerce, integrations, distribution and joint innovation.

Mastercard

Agentic commerce

Visa

Payments ecosystem

Shopify

Merchant integration

HubSpot

Go-to-market

Paypercut

Payments innovation

Ozone

API infrastructure

and a growing partner network

across payments, commerce and AI

On stage across Europe

Our team speaks regularly at the events that shape European payments, e-commerce and fintech.

DigitalK DigiPay E-commerce Leaders ICE Barcelona MPE Berlin GPeC Bucharest GITEX AI Belgrade

Ready to see who your customers actually are?

One API call. Real personas. Real signals. No decisions we should not be making, no guesswork you should not be doing.

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